What does Pet Health Insurance Cover?

Read on to learn more about what pet health insurance covers.

Merely put, pet medical insurance covers sudden accidents, diseases, and accidents.  

Identical to human medical insurance, medical insurance coverage for pets helps you entry the very best care, it doesn’t matter what occurs. With superior veterinary care changing into extra out there—and costlier—pet medical insurance is changing into an vital a part of accountable pet possession. Learn on to learn the way Trupanion can assist shield your pet. 

Trupanion supplies greater than conventional pet well being insurance coverage 

Since 2000, Trupanion has made high-quality pet care simpler to afford. Our employees contains veterinarians, veterinary technicians, and doting pet house owners—and we designed our coverage along with your pet in thoughts. 

Trupanion medical insurance coverage for cats and canines covers new and sudden: 

  • New and sudden accidents and accidents 
  • diseases 
  • hospitalization prices 
  • diagnostic exams 
  • surgical procedures 
  • carts and prosthetic gadgets 
  • prescription medicine 
  • veterinary dietary supplements 
  • prescription meals (50% of the associated fee for as much as 2 months of feeding) 

We will additionally cowl: 

  • hereditary circumstances (circumstances your pet’s breed is liable to inheriting), together with elbow and hip dysplasia, diabetes, higher respiratory infections, and thyroid illness 
  • congenital circumstances (circumstances your pet developed earlier than delivery), together with coronary heart illness, nervous system points, cataracts, and liver illness 

Eligibility is easy: Cats and canines underneath 14 years outdated who reside in america, Canada, Puerto Rico, and Australia are eligible for protection. 

Do you reside in Florida? Go right here to learn the way we’re doing issues in another way for you. 

Additional pet medical insurance protection 

We additionally supply optionally available add-ons (known as “riders”) that go above and past conventional veterinary care. Pet house owners can add any of those riders to their core coverage at a further value: 

  • Restoration and Complementary Care Rider – To completely assist your pet with complementary, non-clinical procedures, together with natural remedy, behavioral modification for behavioral points, rehabilitative remedy, and extra. Study extra 
  • Breeding Rider – We’re the primary pet well being insurance coverage supplier to cowl sure well being circumstances related to breeding canines and cats. Study extra  
  • Pet Proprietor Help Bundle – You deserve further safety too. Allow us to assist you to pay for promoting and reward for misplaced pets, boarding charges within the occasion you’re hospitalized, legal responsibility protection for third-party property harm, cremation or burial for deaths as a result of an accident, and vacation trip cancellation prices. 

Trupanion coverage and pre-existing circumstances 

Situations that confirmed indicators throughout ready durations or earlier than you enrolled are thought-about pre-existing and should not eligible for protection. 

Together with pre-existing circumstances, we don’t cowl: 

  • examination charges and gross sales tax (the place relevant) 
  • spay and neuter procedures 
  • preventive care (vaccinations, fleas and tick management, dental chews, and so forth.) 

Why don’t we cowl these items? Merely put, we don’t suppose you need to pay a center man for bills you may price range for. And by specializing in the sudden, we are able to hold month-to-month prices decrease for pet house owners throughout the board.  

What you get with a Trupanion coverage 

*We love knowledgeable choices and need to assist you to make the only option in your pet. So how are you aware if Trupanion is the appropriate match for you? 

With you enroll with a Trupanion coverage, you get: 

  • One easy plan. Overlook complicated gold, silver, and bronze plans that you simply see with human insurance coverage. With Trupanion, your pet will get an easy-to-understand plan with complete protection that lasts a lifetime. You merely decide your deductible and arrange easy month-to-month funds. 
  • 90% protection. Say sure to the very best care, irrespective of how a lot it prices. When you meet the deductible, our plan covers 90% of precise veterinary prices for eligible claims.  
  • No payout limits. Your pet receives lifetime insurance coverage protection with no caps.  
  • Your bill paid when you try. Think about no extra paying upfront, submitting paper claims, and ready for approval. Allow us to pay your invoice on to your veterinarian—simply pay your portion and we deal with the remaining. No different pet medical insurance firm will pay veterinarians immediately in underneath 5 minutes. 

Study extra about what makes our coverage completely different, or take a peek at how Trupanion compares to different pet medical insurance suppliers. 

What does pet health insurance cover? Find out in this article.

Safety you may rely on 

Our coverage was developed by veterinarians and has been used to guard almost half 1,000,000 pets. It covers therapies and procedures associated to 1000’s of circumstances so your pet will get the care they should reside a protracted, joyful life. 

A fast telephone name may prevent 1000’s of {dollars} and offer you what issues most: extra years with your pet. To study extra, give us a name at 888.626.0932 or get your free quote

*Phrases and circumstances do apply. We love knowledgeable choices. See our coverage for full protection particulars.  

Trupanion is a registered trademark owned by Trupanion, Inc. Underwritten in Canada by Omega Basic Insurance coverage Firm and in america by American Pet Insurance coverage Firm, 6100-4th Ave S, Seattle, WA 98108. Please go to AmericanPetInsurance.com to evaluate all out there pet medical insurance merchandise. 

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