Not way back, I used to be discussing watercraft and boat insurance coverage with an insurance coverage company proprietor in Kailua Hawaii, I suppose he seen I used to be sporting a Kailua Canoe Membership sweat shirt. We mentioned a number of the sorts of water toy, boat, and marine companies he insured. He famous that everybody who owned a jet ski was required to have a license for it, and insurance coverage. If no proof of insurance coverage, it could possibly be confiscated by the authorities, however extra importantly, if it was stolen you’d ultimately get it again if it was duly registered with its identification quantity.
This all made sense to me, and as I used to be enthusiastic about it later that night time I noticed on cable TV the place somebody had stolen a kayak out of the again of the proprietor’s pick-up. It had a sticker, and the proprietor offered a digital image of it, this was broadcast throughout Oahu. Give it some thought, the place are you going to go, it is an island, you possibly can’t go anyplace with it, and I do not know anybody who has ever paddled a kayak to the mainland or anyplace away from that island chain. It is rather a lot just like the FBI’s Most Wished Record on the Submit Workplace, or the Baby Predator exhibits on TV, and thoughts you the TV put this on the airwaves freed from cost for a mere kayak, perhaps price $600.00 however not far more than that for positive.
The following night time on the identical cable station was a narrative whereby a automotive driving down the primary freeway in Hawaii (The H1) and because it handed underneath an overpass immediately a surfboard got here via the window. Fortunately, this uncommon occasion did not kill or injure anybody, however the freeway turned closed to the frustration of all motorists. Was there an altercation on the overpass between younger surfers? Was the surfboard unintentionally dropped? Do you suppose it was a stolen surfboard? Lastly, I do not think about that the proprietor of the surfboard had insurance coverage for it.
Nonetheless, I wager the Mercedes SUV proprietor had some form of uninsured motorist insurance coverage, I ponder if flying surfboards with out insurance coverage counts? Possibly I will ask my new insurance coverage acquaintance what occurs in such an occasion subsequent time I see him. The truth is you simply by no means know what would possibly occur – simply that it’d, and you will want insurance coverage in some unspecified time in the future. Certainly, I hope you’ll please take into account all this and suppose on it.